Commercial & Multifamily Lending

Program Highlights Built for Real Estate Investors

Commercial and multifamily financing for investors, developers, and property owners who need speed, flexible structure, and a clear path to stabilization or permanent financing.

$1M–$30M+ Loan amounts available for a range of commercial real estate opportunities.
~21 Days Typical close timeline on select bridge and private credit scenarios.
From 8.99% Indicative starting rate, subject to underwriting, leverage, and borrower profile.

Commercial Real Estate Financing Nationwide

ProAlpha Capital works with commercial borrowers and investors across the United States to help structure financing for acquisitions, refinancing, development, and value-add strategies.

Commercial / Bridge

Multifamily Value-Add

High-impact financing to acquire, improve, and reposition apartment and multifamily investment properties.

Loan Amount$500K–$30M+
Term12–24 mo
RateFrom 8.99%
LTCUp to 85%
LTVUp to 70%
Close~21 days
5–100+ units Acquisition + rehab Flexible prepay Entity borrowers
Commercial / Bridge

Multifamily Stabilization

Interest-only bridge capital to fund CapEx, improve occupancy, and position the asset for a permanent takeout.

Loan Amount$1M–$30M
Term12–24 mo
RateFrom 8.99%
LTVUp to 70%
StructureInterest only
Min FICO640
Pro-forma DSCR Major MSAs Path to perm exit Entity borrowers
Commercial / Bridge

NNN Lease Retail

Short-term capital for triple-net retail acquisitions, recapitalizations, and bridge-to-perm strategies.

Loan Amount$1M–$30M+
Term6–24 mo
RateFrom 8.99%
LTVUp to 70%
Cost CoverageUp to 70%
Close<21 days
NNN retail Unlock equity Bridge to perm Flexible prepay
Commercial / Transitional

Bridge to Perm

Capital for transitional deals that need acquisition, lease-up, recapitalization, or stabilization before permanent debt.

Loan Amount$1M–$30M
Term12–24 mo
RateFrom 8.99%
LTVUp to 70%
StructureInterest only
Close<21 days
Multifamily Mixed-use Warehouse Self-storage NNN retail
Not sure which program fits your deal? Share the property type, loan amount, timeline, and business plan — we’ll help review available financing options.
Important: Program details shown are for general informational purposes only. Final terms are subject to borrower qualifications, property type, leverage, loan size, market, and underwriting approval.
Commercial financing is commonly used by investors, developers, and businesses acquiring or repositioning income-producing real estate.
Commercial Financing Solutions

Built for commercial acquisitions, refinancing, and development.

ProAlpha Capital works with investors, developers, and business owners to help structure financing for a wide range of commercial real estate opportunities.

Our accessible commercial real estate financing makes funding easier to navigate while giving borrowers flexible options based on the project, timeline, and exit strategy.

  • Real estate investment groups
  • Property developers and builders
  • Commercial property owners
  • Businesses purchasing owner-occupied real estate
  • Investors expanding real estate portfolios
Commercial Loan Programs for Investment and Development

Property types and project profiles we commonly finance.

From multifamily investment properties to mixed-use, hospitality, warehouse, and redevelopment opportunities, ProAlpha Capital helps borrowers explore financing options across major commercial asset categories.

Multifamily Financing

Financing solutions designed for apartment buildings and multifamily residential investment properties.

Office & Mixed Use Properties

Commercial mortgage options for office buildings and mixed-use developments.

Retail & Hospitality Properties

Financing for retail centers, restaurants, hotels, and hospitality properties.

Industrial & Warehouse Properties

Commercial lending solutions for warehouses, logistics centers, and industrial facilities.

Why Borrowers Choose ProAlpha Capital

A lending partner for complex commercial deals.

We work with a wide network of lenders to help borrowers explore flexible mortgage solutions designed for their financial goals.

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Broad Lending Network

We work with multiple lending institutions to identify financing structures suited to each commercial transaction.

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Creative Deal Structuring

Our team helps borrowers navigate complex financing scenarios often associated with commercial real estate investments.

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Real Estate Investment Expertise

We regularly work with developers, operators, and investment groups involved in commercial real estate projects.

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Decades of Experience

Our leadership team brings over 40 years of combined experience in real estate financing.

Nationwide Commercial Lending

Commercial Real Estate Financing Nationwide

ProAlpha Capital works with commercial borrowers and investors across the United States. Through a broad network of lending partners, we help structure financing solutions for acquisitions, refinancing, development, and value-add real estate strategies in markets nationwide.

Whether the objective is to close quickly, recapitalize a property, or support a business plan prior to permanent debt, we help borrowers evaluate financing structures that match the deal.

Strategic Financing for Commercial Real Estate Transactions

Financing structures for commercial real estate transactions.

Commercial transactions are rarely one-size-fits-all. These are some of the financing structures borrowers commonly explore with our team.

Bridge Financing

Short-term capital solutions designed to help investors acquire properties or reposition assets before long-term financing.

Value-Add Investment Financing

Funding solutions for projects focused on property improvements, renovations, or operational upgrades.

Development & Construction Loans

Financing structures used to support ground-up commercial development or major redevelopment projects.

Portfolio Financing

Loan solutions designed for investors managing multiple commercial properties within a growing real estate portfolio.

What We Usually Need

Help us review your commercial financing request faster.

To evaluate available options, borrowers can share basic deal details upfront.

  • Property address and asset type
  • Purchase price or current value
  • Loan amount requested
  • Current rent roll or income details
  • Business plan or rehab budget
  • Exit strategy or refinance plan

Discuss Financing for Your Commercial Real Estate Project

Connect with our team to explore financing solutions for commercial property acquisitions, development projects, refinancing scenarios, and investment opportunities.

Commercial Loan FAQs

Answers to common commercial lending questions.

Here are some of the questions borrowers commonly ask when exploring commercial real estate financing.

What types of properties qualify for commercial real estate financing?

Commercial financing may apply to multifamily buildings, office properties, mixed-use assets, retail centers, industrial facilities, hospitality assets, and other income-producing real estate.

How are commercial real estate loans evaluated?

Commercial loans are typically evaluated based on property type, leverage, income, borrower experience, market conditions, asset quality, exit strategy, and the overall business plan.

Can investors refinance commercial properties?

Yes. Investors may refinance commercial real estate to improve loan terms, access equity, recapitalize a project, or transition from bridge financing into permanent debt.

What is bridge financing in commercial real estate?

Bridge financing is a short-term capital solution often used to acquire, stabilize, lease up, or reposition a property before securing long-term financing or executing an exit strategy.

Can commercial loans support development projects?

Yes. Certain financing structures are designed specifically for ground-up development, major redevelopment, or construction-focused commercial real estate projects.

What determines commercial loan terms?

Terms depend on factors such as loan size, borrower qualifications, property type, leverage, occupancy, market, repayment strategy, and underwriting guidelines from the selected lender.

Are commercial loans available for investment properties?

Yes. Many commercial lending solutions are designed for investment properties, value-add opportunities, and income-producing real estate held by investors or business entities.

What types of borrowers typically qualify for commercial real estate financing?

Common borrowers include real estate investors, developers, business owners, investment groups, and entities purchasing, refinancing, or improving commercial properties.